A Risk Theory Company

The Habitational Insurance Of Choice

Purpose-built property coverage for apartment, condominium, and multi-family exposures: disciplined underwriting, responsive service, and flexible capacity to place business with confidence.

A- VIII

A.M. Best Rated (Excellent)

$70M

TIV Per Location

100%

Program, Not Shared Limits

18-Mo

Policy Terms Available

Program Appetite

A Clear, Focused Appetite

Structured for garden-style apartments and condominiums, available in all states except Alaska and Hawaii.

Eligible Classes
Garden-style apartments & condominiums up to ten (10) stories
Five (5) stories max for frame buildings
Duplexes, townhomes & similar structures
No age limit (1990+ most competitive)
Low crime score areas
Govt. assistance (Section 8) under 50%
Minimum 60% occupancy (new construction excluded)

Availability: All states except Alaska and Hawaii.

Ineligible Classes
Commercial, Brownstones, Towers & Mixed-Use
Single-family dwellings
Short-term rentals (except under 10%)
Stand-alone risks in LA
Condominiums in WA

Note: Federal Pacific/Stab-Lok, Zinsco & Challenger panels and unremedied aluminum wiring are excluded.

Program Coverages Available

Comprehensive, ISO-Form Protection

Jupiter Risk Services utilizes an ISO form (excluding Flood and Earthquake) built for the realities of habitational risk.

  • Property — Building & Business Personal
  • Business Income / Rental Value
  • Ordinance or Law: Sections A, B & C
  • Replacement Cost for most properties
  • Managed Repair for covered losses
  • Up to $70M TIV per location

Excluded Coverage

  • Federal Pacific Electric / Stab-Lok, Zinsco & Challenger electrical panels and breakers
  • Unremedied aluminum wiring
  • Flood and Earthquake

The Risk Theory Family

Looking For More Real Estate Solutions?

Learn more about our additional programs below.

Jupiter Private Client

Solutions for High Value Homes and High-Net-Worth Homeowners.

Learn More →

Jupiter Re

Shared and Layered Property Solutions.

Learn More →

Roundhill Express

Urban Property Solutions.

Learn More →