Program Appetite

Jupiter Habitational Program

Purpose-built appetite for garden-style apartments, condominiums, and multi-family disciplined, focused, and available in all states except Alaska & Hawaii.

Select Program

Eligible Classes

What We Write

  • Garden-style apartments & condominiums up to ten (10) stories
  • Five (5) stories max for frame buildings
  • Duplexes, townhomes & similar structures
  • No age limit (1990+ most competitive)
  • Low crime score areas
  • Govt. assistance (Section 8) under 50%
  • Minimum 60% occupancy (new construction excluded)

Availability
Available in all states except Alaska & Hawaii.

Ineligible Classes

Outside Our Appetite

CommercialBrownstonesTowersMixed-UseSingle-Family DwellingsShort-Term Rentals (except <10%)Stand-alone risks in LACondominiums in WA

Note: Federal Pacific Electric / Stab-Lok, Zinsco & Challenger electrical panels and breakers, and unremedied aluminum wiring, are excluded.

The Habitational Insurance Of Choice

Built for Agents, Clients & Lenders

A- VIII Paper

Non-admitted, excess & surplus program rated A.M. Best A- VIII (Excellent).

Up to $70M TIV

100% program with available coverage up to $70M TIV per location in most states.

18-Month Terms

Policies up to 18 months available and never a shared-limits program.

Concierge Claims

Full concierge claims service, from adjustment through replacement.

Program Coverages Available

Comprehensive, ISO-Form Protection

Property — Building & Business Personal
Business Income / Rental Value
Ordinance or Law: Sections A, B & C
Replacement Cost for most properties
Managed Repair for covered losses
Up to $70M TIV per location

Excluded Coverage

Federal Pacific Electric / Stab-Lok, Zinsco & Challenger panels & breakersUnremedied aluminum wiringFlood & Earthquake

Jupiter Risk Services utilizes an ISO form, excluding Flood and Earthquake.

Member Company Of Risk Theory

The habitational market of choice for leading agents and their clients.

Get Appointed

Ready to Place Habitational Business?

Get appointed with Jupiter Risk Services, or explore our follow-form excess program through Jupiter Habitational NCX.